The Subject-To Buy & Hold Playbook

The Sub2 Buy and Hold Playbook

Creative Finance| Deal Structures| General Investing
April 29, 2026•1 min read

In this episode of the Creative Real Estate Investing Mastery Podcast, Jeff Coffman and Ken Rossics walk you through The Subject-To Buy & Hold Playbook — the exact strategy for controlling properties with existing low-interest mortgages… and stacking cashflow from day one.

You’ll learn:

Why Subject-To beats traditional buy & hold in high-rate markets

How to leverage low-rate underlying loans for higher cashflow

What to look for when picking Sub2 rental deals

How this strategy builds long-term wealth with less of your own money

The biggest risks and how to protect every deal

Your best exit options when you control the debt

If you want long-term wealth, real cashflow, and a way to scale your portfolio faster… this is your playbook.

Subject To real estate investingSubject To rentalsbuy and hold creative financeSub2 EmpireJeff CoffmanKen Rossicscreative real estate investing podcastbuild rental portfolio without bankslow interest mortgage real estatecontrol properties without creditSub2 buy and hold strategy
Ken is a highly successful real estate investor with nearly 25 years of experience and millions of dollars in transactions including buy and hold properties, renovations, lease options, seller financing, note creation/investing, tax sale investing, and even international real estate ownership. Ken has spent countless hours obtaining advanced and strategic knowledge in numerous areas of real estate investing. His knowledge and experience in real estate propelled him to early retirement at the age of 45, but he didn't rest on his laurels. Instead, Ken redirected his efforts and has devoted his life to helping the next generation of investors become better every day. Ken is also a self-proclaimed serial entrepreneur with numerous operating businesses in the real estate space as well as his other life-long passions of traveling and health and wellness where he is also a published author.

Ken Rossics

Ken is a highly successful real estate investor with nearly 25 years of experience and millions of dollars in transactions including buy and hold properties, renovations, lease options, seller financing, note creation/investing, tax sale investing, and even international real estate ownership. Ken has spent countless hours obtaining advanced and strategic knowledge in numerous areas of real estate investing. His knowledge and experience in real estate propelled him to early retirement at the age of 45, but he didn't rest on his laurels. Instead, Ken redirected his efforts and has devoted his life to helping the next generation of investors become better every day. Ken is also a self-proclaimed serial entrepreneur with numerous operating businesses in the real estate space as well as his other life-long passions of traveling and health and wellness where he is also a published author.

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