Creative Finance Case Study

In this week’s episode of the Creative Real Estate Investing Mastery Podcast, Jeff Coffman and Ken Rossics walk you through a real-life case study that highlights the power of creative financing. This deal, centered on 1060 Madison Ln in Florissant, MO, shows exactly how we purchased a property subject-to the existing mortgage and then exited the deal with seller financing on a contract for deed. This is not theory. This is a real deal that demonstrates why creative financing tools are essential for today’s investors. From acquisition to exit, you’ll see how to structure transactions that generate upfront cash, monthly cash flow, and long-term wealth — all while creating win-win solutions for sellers and buyers.

🔑 In This Case Study, You’ll Learn:

Why Subject-To Works: How taking over an existing loan allowed us to control the property without using traditional bank financing.

Seller Financing Exit Strategy: Why we chose a contract for deed and how it created reliable monthly income without the headaches of being a landlord.

The Numbers: Purchase side vs. resale side — terms, down payment, interest spread, and monthly cash flow. Finding the Right Buyer:

Marketing channels, qualifying standards, and what makes a buyer a perfect fit for seller-financed homes.

Pros and Cons: The benefits of seller financing and the key caveats you must understand before executing deals this way.

Payday Breakdown: How this deal paid us three ways — cash now, cash flow, and future cash out.

🎙️ About the Podcast The Creative Real Estate Investing Mastery Podcast is hosted by Jeff Coffman and Ken Rossics. Every Friday at 11:00 AM Central, we go live to bring you strategies, systems, and case studies that help you master the art of creative real estate investing.