September 6, 2020

What Is A Land Contract? A land contract is a written legal contract, or agreement, used to purchase real estate, such as vacant land, a house, an apartment building, a commercial building or other real property. A land contract is similar to a mortgage, but rather than borrowing money from a lender or bank to

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August 19, 2020

What Is A Non-recourse Loan? When most real estate investors are getting started, they don’t have hard money to invest in their deals. However, even though you might not have the cash in the bank to pay for your investment, there are still financing options that you can leverage. If you are looking for a

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August 12, 2020

Substitution of Collateral is an incredibly powerful strategy for building wealth when you’re buying a home and your seller is the bank. We love the idea of owner-financing, or “seller carrybacks” in real estate investing. You want to ensure that this very important strategy is included in your purchase side paperwork. So, what does Substitution

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May 14, 2020

Where the term ‘Subject To’ came from is a mystery to me. Whoever thought of this method of investing should be immortalized in the Real Estate Investing Hall of Fame, should there ever be one. When you purchase a property ‘Subject To’ the existing loan stays in your seller’s name. In other words, the seller

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May 13, 2020

“Subject-To” is a way of purchasing¬†real estate¬†where the real estate investor takes title to the property but the existing loan stays in the name of the seller. In other words, “Subject-To” the existing financing. The investor now controls the property and makes the mortgage payments on the seller’s existing mortgage. Properties can be purchased using

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