August 12, 2020

Substitution of Collateral is an incredibly powerful strategy for building wealth when you’re buying a home and your seller is the bank. We love the idea of owner-financing, or “seller carrybacks” in real estate investing. You want to ensure that this very important strategy is included in your purchase side paperwork. So, what does Substitution

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May 14, 2020

Where the term ‘Subject To’ came from is a mystery to me. Whoever thought of this method of investing should be immortalized in the Real Estate Investing Hall of Fame, should there ever be one. When you purchase a property ‘Subject To’ the existing loan stays in your seller’s name. In other words, the seller

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May 13, 2020

“Subject-To” is a way of purchasing¬†real estate¬†where the real estate investor takes title to the property but the existing loan stays in the name of the seller. In other words, “Subject-To” the existing financing. The investor now controls the property and makes the mortgage payments on the seller’s existing mortgage. Properties can be purchased using

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